Payment Gateway Integration
Enterprise checkout engineering with seamless UPI Intent, RBI-compliant tokenization, and multi-rail failover routing across India's leading gateways.
Frictionless Multi-Rail Checkout with Maximum Success Rates
Turn cart abandonment into realized revenue. We architect bank-grade payment gateway integrations across Razorpay, PayU, Stripe, Cashfree, and CCavenue—supporting UPI Intent, international cards, net banking, and EMI rails with zero checkout drop-off.
UPI Intent & Instant Checkout Flows
Direct deep-linking into Google Pay, PhonePe, Paytm, and CRED with automated OTP reading and 1-click tokenized checkout experiences.
PCI-DSS Level 1 Security & Fraud Engine
End-to-end TLS 1.3 encryption, client-side card tokenization, 3D Secure 2.0 authentication, and algorithmic fraud detection to protect merchant revenue.
Multi-Currency & Global Processing
Accept international credit and debit cards across 135+ currencies with real-time foreign exchange settlement directly into your local business bank account.
Enterprise Gateway Integrations Engineered for Reliability
We integrate directly with India and the world's leading payment processors, ensuring high transactional throughput, zero downtime, and instant automated reconciliation.
UPI Intent & Dynamic QR
Native deep-links to Google Pay, PhonePe, and Paytm on mobile with dynamic real-time QR generation for desktop checkouts, reducing checkout time under 10 seconds.
Cards & Network Tokenization
Visa, Mastercard, RuPay, and American Express processing with full RBI Card-on-File (CoF) tokenization, enabling 1-click repeat checkouts without storing raw PAN data.
eNACH & UPI AutoPay
Automated recurring billing cycles for SaaS products, memberships, subscription boxes, and EMI installments with instant mandate registration and smart retry logic.
Multi-Gateway Smart Routing
Automated failover routing across Razorpay, PayU, Stripe, Cashfree, and CCavenue to prevent gateway downtime from interrupting your checkout conversion.
Numbers That Prove Our Impact
Real delivery metrics backed by firsthand experiences from Indian brand leaders and enterprise founders.
“Thank you all for the huge amount of time and effort that you’ve put into the creativity, design, development and realisation of our site. Please pass on our thanks to the rest of the team too. So excited!”
“Just wanted to say thank you to you and the team for the website. I am very pleased with the product and it was also a pleasure working with you. This all looks at least 500% better than I had before.”
“We are really happy with our website and its ongoing development and we've had some very positive comments from our customers since its launch. Many thanks for all your help. It has been such an easy process.”
Strategy Design Development Marketing
From merchant KYC onboarding and sandbox testing to webhook reconciliation and production go-live, our fintech engineers deliver flawless payment flows.
Discovery & Strategy
Catalog planning, competitor benchmarks, user persona definition, and payment gateway selection.
- Product Information Architecture
- Conversion Funnel Mapping
- Tech Stack Feasibility
Conversion-Led Design
High-fidelity mobile UI/UX layouts optimized for instantaneous tap-to-buy actions and trust cues.
- Mobile-First Visual Prototypes
- Checkout Friction Elimination
- Brand Consistency Guidelines
Engineered Development
Lightning-fast store compilation, automated inventory sync, and secure SSL/2FA payment gateways.
- Secure Payment Integration
- Inventory Management Setup
- Speed & Performance Hardening
SEO & Growth Marketing
Structured data schema, Google Shopping feeds, analytics tracking, and social commerce readiness.
- On-Page E-commerce SEO
- Analytics & Conversion Pixels
- Launch & Ongoing Optimization
Frequently Asked Questions About Payment Gateways
Clear answers regarding gateway onboarding, RBI tokenization, UPI Intent, and international forex processing.
We are authorized integration partners for Razorpay, PayU, Cashfree, CCavenue, Paytm, and Stripe. For businesses primarily serving domestic customers, Razorpay and PayU provide the highest UPI and net banking success rates. For companies with substantial international sales, Stripe and PayPal are optimal.
Under RBI guidelines, merchants cannot store raw debit/credit card numbers or CVVs. We integrate network tokenization APIs that replace sensitive card details with cryptographically secure tokens, enabling seamless 1-click repeat purchases while remaining 100% RBI compliant.
Yes. We configure multi-currency support allowing you to price and charge customers in 135+ global currencies (USD, EUR, GBP, AED, etc.) with automatic forex settlement directly deposited into your Indian business bank account.
UPI Intent opens the customer's installed UPI app (Google Pay, PhonePe, Paytm, CRED) directly on mobile with pre-filled payment details. Because users don't need to manually type their VPA address or switch apps to approve a notification, conversion rates jump to over 90%.
With all required business documentation (GST, PAN, bank account statement), merchant gateway activation typically takes 24 to 72 hours. Our engineering team integrates and tests the checkout flow within 3 to 5 business days.
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Stop losing sales to failed transactions. Partner with White Gold Technologies to integrate robust, high-conversion payment rails that delight your customers.